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YOU COULD GET A LUMP SUM OR MONTHLY PAYMENTS

Unlock Your Home's Cash Potential with this FREE Reverse Mortgage Calculator

What will this reverse mortgage be used for?



No SSN required. Zero impact to credit. Your information is never sold.




5.0 Rating out of 4K+ Total Reviews
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Do you need to sell an existing home?

No
Yes
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Where are you in the home purchase journey?

Looking to get pre-qualified
I Found a Home and want to make an offer
I have an accepted contract
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How will this property be used?

Primary Residence
Vacation Home
Investment Property
Something else
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What's the purchase price of the new property?

(an estimate is fine)

[{"by":25000,"end":2000000,"start":100000}]
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"9"
  • $100K
  • $2M+
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What's your estimated down payment?

["1% Down","3% Down","3.5% Down","5% Down","10% Down","15% Down","20% Down","25% Down","30% Down","35% Down","40% Down","45% Down","50% Down"]
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"4"
  • 0%
  • 50%+
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What's your primary reason for considering a reverse mortgage?

Reason For Reverse Mortgage
Reason For Reverse Mortgage
i'm finished
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Is there a co-borrower/spouse?

No
Yes
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For whom is this reverse mortgage?

Myself
Parent
Sibling
Friend
Client
Somebody else
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What type of property will be used for this reverse mortgage?

Single Family Home
Condominium
Townhome
Multi-Family Home
Modular/Manufactured
Something else
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What's the value of your home?

(an estimate is fine)

[{"by":25000,"end":2000000,"start":100000}]
null
"9"
  • $100K
  • $2M+
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What's the remaining balance on your current loan?

(an estimate is fine)

[{"by":10000,"end":1000000,"start":0}]
null
"6"
  • $0
  • $1M+
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Is there a co-borrower/spouse?

Yes
No
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How many times in the last 12 months have you been more than 30 days late on a mortgage payment?

I haven't been more than 30 days late in the last 12 months
Once in the last 12 months
Twice in the last 12 months
3 times in the last 12 months
More than 3 times
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What month was your last late payment?

(an estimate is fine)

SELECT THE MONTH
SELECT THE MONTH
i'm finished
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Would you like to take out additional cash?

(an estimate is fine)

[{"by":10000,"end":500000,"start":10000}]
null
"0"
  • $0
  • $500K+
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What's your current credit score?

No matter where you're starting from, we're here to help you reach your financial goals.


(an estimate is fine)

Excellent (720+)
Good (680-719)
Fair (660-679)
Needs a Hand (620-659)
Needs a Lift (580-619)
Needs a Boost (500-579)
Needs a Fresh Start (450-500)
Needs Restoration (Below 450)


✅ We look beyond your credit score to say 'Yes' when others won't.


Your information is never sold or shared.



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Over 300,000 credit-challenged homeowners have connected with us over the last 12 months to improve their cash flow.
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What's your age?

["62 within 90 Days","63 years old","64 years old","65 years old","66 years old","67 years old","68 years old","69 years old","70 years old","71 years old","72 years old","73 years old","74 years old","75 years old","76 years old","77 years old","78 years old","79 years old","80 years old","81 years old","82 years old","83 years old","84 years old","85 years old","86 years old","87 years old","88 years old","89 years old","90 years old"]
null
"7"
  • Under 62 years
  • 90+ years
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Great News! 

We have options for you.

Continue to the final steps so we can provide your personalized home financing consultation.


This consultation is 100% FREE and there is no obligation!

(click below to continue)

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What's your current street address?

Our secure platform ensures your information is kept confidential.

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Your information is never sold or shared.



5.0 Rating out of 3,991 Total Reviews
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What zip code is your home located in?

Is a Reverse Mortgage Right For You?


Use this FREE Reverse Mortgage Calculator to see how much cash you could unlock from your home's equity today!

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What's your full name?

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Your information is never sold or shared.



5.0 Rating out of 4K+ Total Reviews
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What's your email address?

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Your information is never sold or shared.



5.0 Rating out of 4K+ Total Reviews
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What's your phone number?

Get My Results!

By clicking "Get My Results" above, I understand and agree to the following terms and conditions: I provide my express written consent to receive calls and text messages, including for marketing purposes, from Top Flite Financial, Inc., including calls and texts made through automated means such as auto dialers, selection systems, and prerecorded or artificial voice recordings, even if my number is listed on any company-specific, state, or federal Do-Not-Call list. Message and data rates may apply. I authorize Top Flite Financial, Inc. to obtain my consumer report, credit profile, or other credit information associated with me from any consumer reporting agency in connection with my inquiry.


Your information is never sold or shared.



5.0 Rating out of 4K+ Total Reviews
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REVERSE MORTGAGES (HECMs):

Unlock your home's equity and enhance your retirement lifestyle.  Get My Reverse Mortgage Quote 

If you're 62 or older, a reverse mortgage loan can help you access your home equity without selling or making monthly payments. 

Reverse mortgage loans (HECMs) allow senior homeowners to convert home equity into cash while retaining ownership.*

  • Access a portion of your home's equity as tax-free cash without the need to sell your home or make monthly mortgage payments

  • Choose to receive funds as a lump sum, monthly payments, or a line of credit that grows over time

  • Maintain ownership and continue living in your home as long as you meet the loan obligations

  • Use the funds for any purpose, such as supplementing retirement income, paying for healthcare expenses, or making home improvements

  • Non-Recourse Loan: Forgo making monthly payments and never owe more than your home appraises for

  • Exceptional customer service and support, with a 4.9/5 rating on Google and BBB



Ready to unlock the financial freedom 
you've earned?


This takes less than 1 minute to complete. There is zero credit impact.



*Reverse mortgage loans are subject to specific eligibility requirements, including a minimum age of 62, substantial home equity, and completing a HUD-approved counseling session. Borrowers must continue to pay property taxes, insurance, and home maintenance costs. Interest accrues on the loan balance over time, and the loan becomes due when the last borrower sells the home, moves out permanently, or passes away.






Get access to your home's equity fast with a Reverse Mortgage by Top Flite Financial - Consumer Direct

We simplify the process and help you close quickly.

This takes less than 1 minute to complete and there is zero credit impact.













IMPORTANT PRIVACY NOTICE: YOUR INFORMATION WILL NOT BE SOLD

Most mortgage websites sell the information they collect to multiple banks and lenders.

We don't. You’ll get connected with one of our licensed pros and YOU can decide the next steps.




 


Top Flite Financial, Inc. is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. All information contained herein is for informational purposes and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans are subject to underwriting approval. Some products may not be available in all states, and restrictions apply.

Top Flite Financial is an Equal Housing Opportunity company. In accordance with the Equal Housing Opportunity Act, Top Flite Financial does not discriminate against any applicant on the basis of race, color, religion, creed, national origin, ancestry, sex, marital status, familial status (number and age of children), sexual orientation, age (provided that the applicant has the capacity to enter into a binding agreement) medical history, disability, physical condition, military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service Members Civil Relief Act (SCRA); that all or part of a consumer income derives from a public assistance program, or any other basis prohibited by law.






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